PRIVACY POLICY

Rev. 10/18
FACTS WHAT DOES WLCC D/B/A CHECKADVANCEUSA.NET
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account transactions
  • assets and checking account information
  • transaction history and credit history
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WLCC d/b/a CheckAdvanceUSA.net chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does WLCC d/b/a CheckAdvanceUSA.net share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
Information about your transactions and experiences
No We do not Share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We do not Share
For our affiliates to market to you No We do not Share
For non-affiliates to market to you No We do not Share
To Limit Our Sharing Visit us online: www.checkadvanceusa.net/contact
Please Note:
If you are a new customer, we can begin sharing your information immediately from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us any time to limit our sharing.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.
Questions? Go to www.checkadvanceusa.net/contact
Page 2
Who we are
Who is providing this notice? WLCC d/b/a CheckAdvanceUSA.net
What we do
How does CheckAdvanceUSA.Net protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CheckAdvanceUSA.Net collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan
  • Give us your income information
  • Open an account
  • Pay us by check
  • Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Financial and nonfinancial companies related by common ownership or control.
Non-affiliates Financial and nonfinancial companies not related by common ownership or control.
  • Non-affiliates we share with can include lenders; banks; collection agencies; lead networks; tax preparers; money transmitters; prepaid card providers; other financial institutions and retailers.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners can include lenders; banks; lead networks; money transmitters; prepaid card providers and retailers
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Please Note: Our loans can be a very expensive way to borrow. They should be used for emergencies and as a short-term solution and should not be considered as a long-term financial solution.

Loans are not available to residents of the following states: IL, AR, AS, CT, DC, FM, GA, ID, KS, MA, MD, ME, MH, MP, NC, NH, NJ, NY, OK, OR, PA, PR, PW, SC, SD, TX, VA, VI, VT, WV

Checkadvanceusa.net is an entity of the Wakpamni Lake Community Corporation (WLCC), a tribal corporation wholly owned by the Wakpamni Lake Community and abides by all applicable federal laws and regulations as established by the Oglala Sioux Tribe. The Wakpamni Lake Community is a local government under the Oglala Sioux Tribe. WLCC is incorporated under and governed by the laws of the Oglala Sioux Tribe, a federally recognized Indian Tribe, and the regulations of the Wakpamni Lake Community. WLCC is wholly owned by the Wakpamni Lake Community local tribal government, and it operates independently of the Oglala Sioux Tribe. Correspondence should be directed to WLCC.